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ANGELMANDI's Photo ANGELMANDI Posts: 971
9/24/10 12:18 P

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We got rid of our landline ($35/mo savings), cut down to the basics on our cell phone plan ($40/mo savings), and got rid of cable and the Internet at our house ($70/mo savings). We also purchase much of our groceries with Angelfood ministries, which saves countless money each month.

"That which you cannot give away, you do not possess. It possesses you." ~Ivern Ball

"Clutter is just postponed decisions"
~Barbara Hemphill

"You cannot escape the responsibility of tomorrow by evading it today." ~Abraham Lincoln


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PRETTYLILHEFFER's Photo PRETTYLILHEFFER Posts: 1,753
9/23/10 11:32 A

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I gave up eating out at work, for every day of the week. Usually I spend 30 bucks a week on take out, and now I am down to less then ten. And besides, I don't have to waste gas driving.

Also, I found free things to do with my time. Instead of seeing movies, going to dinner and such, I volunteer. Playing with animals, doing research walks, and just helping out the community. Doing my part, still exercising while doing so, and being happy with it!

"If you focus on results, you will never change. If you focus on change, you will get results" - Jack Dixon



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MELODY12345 SparkPoints: (0)
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9/22/10 4:55 P

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Got rid of land line. Use cell only, no text. internet or any other extras. Cassaroles are so much cheaper to make especially when you cut the meat called for in Half.

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NFGLRYGRL's Photo NFGLRYGRL SparkPoints: (0)
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9/20/10 2:40 P

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Well, I'd love to say I made the conscious decision to get rid of cable and internet for monetary saving purposes only, but saving money was only a bonus: I got really ticked at the service provider's lack of service and decided they couldn't have my money anymore.

I also instituted a policy in which I try to walk every where on weekends (or ride my bike, but I need to get it fixed). I get exercise, and I'm filling up my tank less frequently. Double win.

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PEGGY-BEE's Photo PEGGY-BEE Posts: 18,366
9/19/10 11:55 A

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We no longer have trash pickup. Cost close to 40 bucks and by hauling our own, save $25, some months $33.

Marbea
Pacific time zone
Turn your face to the sun and the shadows fall behind you.

RANGERRUNNER's Photo RANGERRUNNER Posts: 1,906
9/18/10 12:20 P

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Bought a chest freezer and started scouting local farmers. Bought 1/2 side beef for just the processing fee. (came out to abot 1.72 per pound) and froze, canned, or preserved in some way all of the garden harvest.

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JHUNTER0624's Photo JHUNTER0624 Posts: 55
9/14/10 3:06 P

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I just love yard sales. I get a lot of good items really cheap. There are specific things that I look for like Brita water filters. Clothes are a big money saver. When you only pay $1 or $2...if they don't fit, it's not a lot of money wasted and they can go out in my next yard sale! Consignment stores are also a great money saver.

Has anyone ever read the book The Total Money Makeover...it's fabulous. It got us out of lots and lots of debt. They only thing we owe on now is our house. We were on track to pay it off in 5 years, but my husband was out of work for 7 months...and then the job he did end up getting was at a huge salary cut. Better than Unemployment...but terrible.

jmutchler

IN 2012...I CAN DO IT!


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PEGGY-BEE's Photo PEGGY-BEE Posts: 18,366
9/14/10 11:51 A

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We cut our phone service to bare bones, which really cut out taxes and fees. We bought a calling card at Costco to use for long distance. It has sure made a difference.

Marbea
Pacific time zone
Turn your face to the sun and the shadows fall behind you.

SWEEP_PICKER Posts: 14
9/13/10 6:23 P

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I Cut way back on buying magazines
I Cook and eat in more
I Curtailed spending on things like movies, concerts, Cds and DVDs
I Started using my library card more

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STACEYJANEJ's Photo STACEYJANEJ Posts: 10
9/12/10 12:08 P

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I opened a Kohls charge card. Sounds crazy,but their prices and deals are unbelievable!
Yesterday I got a flyer in the mail. Their anniversary sale starts Wednesday (everything will be on sale), then I had a sticker to peel off that would give me an additional percentage off (I got 30%!! WOO HOO!!), PLUS for every $50 I spend, I'll get $10 Kohl's cash for use the week after the sale is over! I get lots of great deals when I drive the 45 minutes to go to Kohls!

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CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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9/12/10 11:05 A

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I generally give my oversized clothes to Goodwill or Salvation Army, tax break.

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CD5553271 Posts: 7,685
9/11/10 5:57 P

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Sly, I also use the consignment store and then re-consign after I've dropped more weight.

CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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9/11/10 7:47 A

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I wish the thrift stores around here were worth the effort because I would definitely use them but I can buy the same item new at Target or Walmart for .50 or .75 cents more. Furniture is way overpriced and generally beat up, I can go to the furniture store when they have a sale and get new for $60 to $80 more and I don't have to refinish it or bring it home myself they deliver. Unfortunately no bargains here on HHI.

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SLY_REDUX's Photo SLY_REDUX Posts: 1,602
9/10/10 8:53 P

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I LOVE my local consignment store! I can get stuff there that I'd never be able to afford otherwise, and it keeps me looking decent while I'm losing weight. And best of all, I can reconsign the clothes when I grow out of them!

Sylvia

"It is never too late to be what you might have been." - George Eliot

"Believe in possibility!" - Me

www.facebook.com/greeneymorris


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10INPROGRESS's Photo 10INPROGRESS Posts: 169
9/10/10 8:33 P

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I needed new wardrobe because of weight loss, I purchased 5 pair of pants 2 tops and a gown for $12.69 at the thrift store lots of name brand also and practically new condition. I love the thrift store for clothing very affordable I can't believe I used to pay full price for these items. I even purchased a nice leather long strap purse for $3.oo on anothe occassion.

Be careful what you say, because once you put the words out into the universe you can't take them back. Nor can you repair the potential hurt feelings you've created. My moto treat people the way you expect or want to be treated,



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SLY_REDUX's Photo SLY_REDUX Posts: 1,602
9/10/10 7:54 P

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I gave up my expensive gym membership, and joined a gym that costs me $19 a month, and my husband $12. So there's no pool - so what. On the bright side, it means I don't have to shave my legs before every workout!

Sylvia

"It is never too late to be what you might have been." - George Eliot

"Believe in possibility!" - Me

www.facebook.com/greeneymorris


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10INPROGRESS's Photo 10INPROGRESS Posts: 169
9/10/10 7:37 P

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Cut off my cable watch DVD's I rent for $1 rarely or free from the library.

No Internet

No house phone, cell only flat rate I can call everywhere for $35 a month and my phone travels with me.

I don't run any of my electricity unless necessary.

I try not to purchase to much food fresh food that will go bad fast, that may end up in the garbage can. I only buy produce for 4-7 days, otherwise it will go bad and need to be thrown out. I know this is a savings because when I've bought bulk apples and we couldn't eat them fast enough they end up in the garbage, so buk buying isn't alwyays good.

No other way I can see to save on my monthly bills they are what they are. And that pretty much hasn't changed. With the exception of cutting my phone and cable and internet, those are big savings because I paid for those for years and never went without them.

TeddyTeddy, I also do that with the fruit. Have you ever tried to freeze apples or pears? would love a way to save those without going badly quickly.

Edited by: 10INPROGRESS at: 9/10/2010 (19:55)
Be careful what you say, because once you put the words out into the universe you can't take them back. Nor can you repair the potential hurt feelings you've created. My moto treat people the way you expect or want to be treated,



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CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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9/10/10 7:07 A

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I wish I could do that but at my age it's not advisable.

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CD8013922 SparkPoints: (0)
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9/9/10 8:54 P

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My husband's employer offers two different insurance plans. We switched to the cheaper plan with a higher deductible. It works for us because neither of us hardly ever go to the doctor. We're paying those high premiums each month and don't even use it.

BEGARIFFIC's Photo BEGARIFFIC Posts: 42
9/8/10 1:04 A

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I've been laid off 3 months now. I immediately cancelled my cable. I watch shows on hulu, and rent movies from the redbox when I need a "treat." Cancelled the cell, now using pay as you go. I shop for only a couple of days at a time to avoid waste, no convenience food, I'm cooking from scratch. Only exception, a box from angelfood. No soda, no eating out. I haven't bought any new items in 3 months, did buy a few used items at thrift stores. Ate from my food stockpiles, emptying a freezer that I have unplugged and listed on Cragslist. I am using the services of my timebank more, just got a pedicure - no money, cost me two hours! www.timebanks.org

My one indulgence, I had prepaid for some sessions with a personal trainer. Once a week. I hope to be able to continue with that.

Edited by: BEGARIFFIC at: 9/8/2010 (01:06)
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CD8070788 Posts: 303
9/7/10 2:09 A

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TEDDYTEDDY's Photo TEDDYTEDDY Posts: 2,857
9/6/10 10:27 A

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I usually end up throwing out a lot of fresh fruit and lately I have started freezing half of it before it goes bad. This morning I had frozen (not thawed out) red grapes on my special K cereal and they tasted very good. I also have been freezing bananas when they are just ripe enough (hate over ripe bananas) and I put them in fruit smoothies to which I add either powdered egg whites or soy protein for extra protein in my diet. Other fruits for those smoothies I have frozen are strawberries, blueberries and watermelon (I can never finish a watermelon in a week.)

P.S. Frozen grapes (seedless) make a nice snack.

Edited by: TEDDYTEDDY at: 9/6/2010 (10:30)
Teddy

Courage doesn't always roar:

Sometimes courage is the quiet voice at the end of the day saying, "I will try again tomorrow.""

Tomorrow is here.









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AUNGERER's Photo AUNGERER SparkPoints: (0)
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9/3/10 1:05 P

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Thanks for all the great ideas everyone who doesn't like to save $$$$$$

I Have Lost 60 Pounds Since April 2010 You Can Do It 2

Check Out These Cool Sites

tiny.ly/XvPt

tiny.ly/POSL


Email Me crossroadsfiregirl@yahoo.com
CORPUSANNIE's Photo CORPUSANNIE Posts: 6,737
9/2/10 7:51 P

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negotiated new cable/internet deal to save $
btw our basic cable is paid by the landlord, we live in apartments built in 1947 as military housing and are in quite good shape..one of the few housing bargains in "sparkling city by the sea"

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CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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9/2/10 9:16 A

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I've checked out the thrift stores here in Hilton Head but the prices they want are about the same as new items. Just not worth the price, I'm moving mid-month and I'll be on the hunt for stores in my new neighborhood. emoticon

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KISSFAN1's Photo KISSFAN1 Posts: 6,264
9/2/10 7:31 A

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I do what APRILBLESS does except we only have Sam's Club nearby.

I have discovered that The Dollar Tree and another very cool dollar store called Mighty Dollar have some name-brand items that cost much more at Wal-Mart and only cost $1 at these stores. Some things are junky and some things I would never buy at these stores, but I have found name-brand make-up for $1 among other great items that I couldn't afford as much of without the great deals at these stores.

I'm a big thrift store junkie and have set my limit on what I pay at them at $2 as the highest amount on one item and that would have to be for something big like a coat or jacket or dress pants. I have been able to buy my family nice name brand clothes (Nautica, Ralph Lauren, Liz Claiborne, J Khaki, Mudd, etc.) at a fraction of the cost of buying it in the store and most times they are either new or look like new.



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APRILBLESS's Photo APRILBLESS SparkPoints: (0)
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8/31/10 4:40 P

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I grab the Sunday papers from work (after the news is covered, they always end up throwing it away). Then I clip coupons like a superwoman. Put them all in a coupon book that stays permanently in my purse.

Also I shop at Costco and BJ's for bulk items... then grab a few ingredients and cook it in a slow cooker. That creates cheap meals that last all week long. Really helpful on the wallet.

Why should I bend down my head and cry, when my Father is the King? - Bob Marley

With man, this is possible. With GOD, ALL THINGS ARE POSSIBLE. - Unknown


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CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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8/30/10 9:43 A

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Great ideas, this is very helpful.

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CD5496460 Posts: 949
8/30/10 9:38 A

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I'm taking a portion of my grocery allotment and "investing" it in bulk items of things I use a lot. For example I can buy twice as much oatmeal at Costco for the same price as a large container at the grocery store. I buy frozen strawberries and blueberries there (I put them in my oatmeal and in protein shakes) Again, twice as much for the price. I know what my budget is, and approximately the cost, so I take in cash to prevent me from making an impulse buy. If I see a really good buy on something I use, I have to make the decision as to whether I want to take the time to go to the car for my debit card. Usually - it's not worth the trouble.

CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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8/28/10 2:09 P

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The dollar store is great especially for plastic products. When my kids were young I used to do a lot of rebating, there doesn't seem to be as much of that around today; pity because I saved $700 one year by doing it. Can you imagine what that would be today with inflation.

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BUD_44 SparkPoints: (0)
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8/27/10 8:54 P

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My wife and I buy as much as we can at the Dollar Stores. Really helps us.

I have lost 6 pounds. Though I am not trying as hard as I feel I should I am very happy about the weight loss. Good luck to all of you.


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TIGERCAT05's Photo TIGERCAT05 Posts: 232
8/27/10 5:09 P

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I don't pay full price for anything. Today I bought $130 worth of groceries (including meat) for $63!

One of the greatest joys in life is doing something somebody says you can't!


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TEDDYTEDDY's Photo TEDDYTEDDY Posts: 2,857
8/26/10 7:16 A

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I have restarted to use coupons more often. When my kids were little (25 years ago or so...time flies) I used to spend hours cutting out coupons and even had my kids helping with that.

I quit buying water delivered to home for me but hubby still insists that he have it. My city water has lots of chlorine in it and so I bought a Pur water filter that is installed on the fauct and I think my water tastes as good as his and is waaaay cheaper. At least we now only have 6 gallons delivered every two weeks instead of 12 gallons. Every bit helps.

I want to reduce the satellite bill but I'm afraid hubby would have a fit cause he spends most of his time watching t.v. but I have gotten him to use his laptap more and perhaps if he gets on the internet he can give up some of those premium channels.

I have quit buying coffee on my way to work and keep a supply of emergency foods in my drawers at work. This week I have protein bars, peanut butter and a package of those flat circle sandwich breads (Arnolds). I have to bring some other fillings for sandwiches cause sometimes peanut butter is boring. I did find some chocolate flavored soy spread that helps out the plain peanut butter.

Edited by: TEDDYTEDDY at: 8/26/2010 (07:26)
Teddy

Courage doesn't always roar:

Sometimes courage is the quiet voice at the end of the day saying, "I will try again tomorrow.""

Tomorrow is here.









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CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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8/26/10 6:49 A

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I take my lunch to work now too and I eat breakfast at home instead of making a stop on the way to work.

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SLY_REDUX's Photo SLY_REDUX Posts: 1,602
8/26/10 12:01 A

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I pack my lunch every day now. It sounds like such a small thing, but it's saved me a FORTUNE.

Sylvia

"It is never too late to be what you might have been." - George Eliot

"Believe in possibility!" - Me

www.facebook.com/greeneymorris


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MYSTICSWIRL361's Photo MYSTICSWIRL361 Posts: 30
8/25/10 11:28 P

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I'm a grad student now and so I specialize in maximizing life on little money!
-You can get coupons for ANYWHERE online now! ask the next time you go into any store, most mall stores WANT to email you coupons regularly. I get ones for old navy, bath and body works, banana republic. these things add up
-Free food. There's tons of it in any office or school if you know where to look. check out break rooms near wherever the higher-up's work!
-Pick up penny saver's/local free ads and newspapers at the grocery store. There are TONS of free or very cheap concerts, meet and greets and movies in every city
-online check out groupon.com they'll mail you these daily deals. Also, on meetup.com if you live in a larger city, you can score tons of free adventures from PR reps. They need their art show openings and movie prescreenings to be full and entice other people to come out--you get in free and feel trendy
-don't pay full price for a gym EVER! negotiate with them. most times, they'll lower it. also, most health care plans include bonuses or discounts and you'd be surprised how many companies have partnerships with gyms these days if you just ask.
-print things for free at work!
-BANANAS such a delicious, healthy and absurdly cheap food.
-have potlucks and theme dinners at your friends' or your house to save money and cals
-order out from your favorite restaurants and relax in the park for a picnic or in your house where the drinks are free and you don't owe an extra 10-20% tip
-there is such thing as good cheap wine! (barefoot, for example yum)
-buy versatile foods and get creative. For example, don't buy several types of cheese each week; buy one and use it for everything. low fat mozzarella--salads, sandwiches and pizza. marinara and pizza sauce are comparable--buy one. esp if you have kids. they won't know the difference.
-big banks and a few other free websites will allow you to track/group what you purchase monthly by your atm or credit car and alert you when you've gone over on what you budgeted for "food" or "fun"

Edited by: MYSTICSWIRL361 at: 8/25/2010 (23:33)
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QUARKY's Photo QUARKY Posts: 510
8/25/10 10:05 A

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I ordered a weekly organic fruit and veg box to be delivered to my house. I was quite hesitant to do this at first, thinking it would be an extra expense, but I've found it has actually lowered my weekly expenses on food. I used to often buy more than I needed when I went to the supermarket, especially if I'd run out of food and was hungry, but now I don't run out of food and I barely buy anything in the supermarket because I know I have a weekly fruit and veg box.

CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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8/25/10 6:47 A

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Small steps but before you know it you'll have made a big leap. Afterall, those pennies do add up. emoticon

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SUGARSMOM2 SparkPoints: (297,955)
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8/24/10 2:28 P

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I bought all the lamps and light fixtures those new light bulbs that save money .we bought the electric water tank a blanket to hold heat . we also bought a timer for the tank to turn water heater off when we do not need hot water . baby steps but the list is long. small stuff . it all adds up .

sugarsmom2 donna wva


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SLY_REDUX's Photo SLY_REDUX Posts: 1,602
8/24/10 7:28 A

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One thing I did to save on monthly expenses was spend money.

We have well water. It tastes like a cat peed in it. I used to buy cases of bottled water, and it ran into quite a lot of money. Then I stumbled upon a countertop hot and cold water dispenser, like the ones they have at work, that hold the upright five gallon jugs. The machine cost me eighty bucks five years ago, but the jugs cost next to nothing to fill, and it's saved me SO much over the years, and with no water bottles to get rid of, I'm doing something good for the environment too!

Sylvia

"It is never too late to be what you might have been." - George Eliot

"Believe in possibility!" - Me

www.facebook.com/greeneymorris


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CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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8/24/10 6:53 A

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Good tips

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SMITHDEB1's Photo SMITHDEB1 Posts: 263
8/23/10 8:42 P

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Hi, I'm new to you but here is what I do to save:
--rent or borrow movies to watch before buying them
--only buy after they have been out and are on the 5.00 or less shelf
--cook what is in the pantry and freezer before going to grocery store
--shop sales
--buy some things in bulk
--hit dollar menu for lunch (only one or two items) or bring my own (I'm on the road a lot at work and with the weather at 103 outside the care it is hard to carry lunch and leave it in the car until lunchtime (110-115 inside car by noon or later)
--buy bottle water and keep in car (drive through cup of ice is free just about everywhere) and at the office when I am there (not all tap water tastes good or is safe here)
--try to grow what I can (I DO NOT have a green thumb-but I try)
--keep nuts, raisins, puddings, or jello around for snacks (including in car, except for pudding and jello)
--drink LOTs of water. Sometimes I think I'm hungry when actually I'm just thirsty
--Almost always buy generic brands. Where I am these are cheaper and just as good as name brands with coupons
--turn lights off, turn air up at night, make sure no faucets or turnoffs are leaking even a little bit
--use buy by the minute telephones with one landline for internet (all we have in my area is dial-up. mostly use work internet)
--Recycle everything I can
We are always looking for ways to save or cut. It's almost a game or contest to see if we can beat ourself each month.

MOM


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CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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8/23/10 6:54 A

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I hit the dollar store for things like that also.

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NEWBIEJULIA Posts: 5
8/22/10 10:59 P

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The 99cent stores are full of everyday brand name things for less: cleaning supplies, toiletries, tools, school supplies, calendars, snacks, greeting cards, flowering plants, all kinds of stuff we used to pay more for.

CD8070788 Posts: 303
8/22/10 12:03 A

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CATSRTRUE's Photo CATSRTRUE SparkPoints: (0)
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8/21/10 11:50 A

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I check the grocery ads and decide what I'll eat this week.

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M_WATSON Posts: 18
8/20/10 7:40 P

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I also always compare prices with everything I buy. Sure it does take me a bit longer to grocery shop but at times I save up to $20 or $30 when I do a big grocery run!

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M_WATSON Posts: 18
8/20/10 7:26 P

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I have cut way back on the grocery shopping. I think about what we are going to make for the week. If I need something that I don't have at home I will go to the store and only buy that item. Also I have been using up all those little left over balances on left over gift cards that I had left over.

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10INPROGRESS's Photo 10INPROGRESS Posts: 169
8/20/10 4:15 A

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I cut off my cable service and I get free movies from the library and when they don't have what I want I rent movies for $1 dollar a movie.

Be careful what you say, because once you put the words out into the universe you can't take them back. Nor can you repair the potential hurt feelings you've created. My moto treat people the way you expect or want to be treated,



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CHATTIEGIRL's Photo CHATTIEGIRL Posts: 3,949
8/19/10 9:47 P

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Terrible to say but I say it with love. When my GD goes to school next week I will save about $25.00 a day with food, bathroom supplies, electric etc. Toilet paper, toothpaste, soap. showers, 3 meals and snacks, different juices than I drink, food I don't eat. People don't realize how much it cost for another person to be with you, but I do. I love her and I will do it each summer till they don't need me and never ask for anything. With times getting tight for the elderly we have to watch what we spend. Have a lovely day.

I am a very easy going gal that loves people and wants to know as many as I can. I want to make new friends so I can enjoy more of life. When people get to 55 or 60 there are some that think life should be over but guess what it is just beginning. Maybe 50 years ago it was over but not now people are living longer and working in their 70's. I would have been if I didn't have leukemia and it does not stop me but I have good days and bad, so being home if I need rest, I rest, at work I couldn't do


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