Saturday, February 08, 2020
Remember how I was approved for a Capital One SavorOne Rewards Credit Card? A thief ended up stealing my mail, activated the card, and purchased $2,019.80 worth of merchandise at two 7-Eleven stores in New Jersey! :( I found out about this on Monday. I alerted Capital One right away, and thankfully I am not responsible for these charges. Capital One locked that card, and are sending me a new card. I was so angry, and felt violated, but I am pretty much over it now. I really hope and pray that this won't happen to my second card! I was scared that the thief drained my bank and savings accounts, but fortunately that wasn't the case. Just in case, though, I changed all my online passwords.
Yesterday, I got my taxes done at H&R Block. I owe the IRS $35, and will get a state refund of $145, but I had to pay H&R Block $153. I'm just relieved that I don't owe too much money this time (last year, I owed the IRS $747!). The $35 payment should have been deducted from my checking account yesterday, but for some reason it wasn't, and I'm worried. The thing is that I forgot to bring my checkbook to H&R Block yesterday, so I didn't know my checking account number, or routing number for direct deposit. So I looked up my account number via my phone, and it oddly listed 6 zeros before the rest of the numbers, so I gave all those numbers to the worker. He told me to Google "Chase California routing number" on my phone, and I did, and gave him the result. I called H&R Block today, and they said that it could take 72 hours for the payment to go through. Then (just in case) I called Chase, and they also said that it could take until next Tuesday for it to go through, but that they couldn't see any pending transactions on my account. I hope the payment goes through! That said, since I basically broke even this year, I am not planning on changing my federal exemptions nor state allowances. :D
I got paid today $1,265.79 net for 2 weeks' work after taxes and benefits, so I was (thankfully!) correct that contributing 12% of my gross pay to my TSP (the federal government's version of the 401k) would net me at least $2,500 monthly (which is comfortable for me). :D I hope to increase my TSP contribution more as my salary increases over time.
I am going to move into my best friend's new house soon. I asked her if I can at least park in her driveway (her garage is too small for both of our cars), but she said that her driveway can only fit one car at a time, so that's kind of a bummer. I don't know how safe it would be to park a brand new car on the street, so I am leaning toward buying a used car when I move out.
I'm staying home today and tomorrow, and just relaxing. :)
Work has been stressful.
Yesterday, I saw my doctor, and she said that she wants me to cut out both regular and diet soda. She did say, though, that soda once in a while is okay. She said that even diet soda is bad, and spikes your sugar (or something like that), and that if I just make this one change, I will absolutely lose weight. So, I am going to drink what little soda I have left in this apartment, and not buy anymore (at least for now). I'll see if this makes me lose weight. Also, she is lowering the dosage of my medication in a few months, so I'll have to eventually use a tablet cutter, which I hate, but there's nothing I can do about that.
I am fed up with Apple Music and Spotify, so I'm trying out Amazon Music Unlimited right now.