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Busy Week

Saturday, February 08, 2020

Remember how I was approved for a Capital One SavorOne Rewards Credit Card? A thief ended up stealing my mail, activated the card, and purchased $2,019.80 worth of merchandise at two 7-Eleven stores in New Jersey! :( I found out about this on Monday. I alerted Capital One right away, and thankfully I am not responsible for these charges. Capital One locked that card, and are sending me a new card. I was so angry, and felt violated, but I am pretty much over it now. I really hope and pray that this won't happen to my second card! I was scared that the thief drained my bank and savings accounts, but fortunately that wasn't the case. Just in case, though, I changed all my online passwords.

Yesterday, I got my taxes done at H&R Block. I owe the IRS $35, and will get a state refund of $145, but I had to pay H&R Block $153. I'm just relieved that I don't owe too much money this time (last year, I owed the IRS $747!). The $35 payment should have been deducted from my checking account yesterday, but for some reason it wasn't, and I'm worried. The thing is that I forgot to bring my checkbook to H&R Block yesterday, so I didn't know my checking account number, or routing number for direct deposit. So I looked up my account number via my phone, and it oddly listed 6 zeros before the rest of the numbers, so I gave all those numbers to the worker. He told me to Google "Chase California routing number" on my phone, and I did, and gave him the result. I called H&R Block today, and they said that it could take 72 hours for the payment to go through. Then (just in case) I called Chase, and they also said that it could take until next Tuesday for it to go through, but that they couldn't see any pending transactions on my account. I hope the payment goes through! That said, since I basically broke even this year, I am not planning on changing my federal exemptions nor state allowances. :D

I got paid today $1,265.79 net for 2 weeks' work after taxes and benefits, so I was (thankfully!) correct that contributing 12% of my gross pay to my TSP (the federal government's version of the 401k) would net me at least $2,500 monthly (which is comfortable for me). :D I hope to increase my TSP contribution more as my salary increases over time.

I am going to move into my best friend's new house soon. I asked her if I can at least park in her driveway (her garage is too small for both of our cars), but she said that her driveway can only fit one car at a time, so that's kind of a bummer. I don't know how safe it would be to park a brand new car on the street, so I am leaning toward buying a used car when I move out.

I'm staying home today and tomorrow, and just relaxing. :)

Work has been stressful.

Yesterday, I saw my doctor, and she said that she wants me to cut out both regular and diet soda. She did say, though, that soda once in a while is okay. She said that even diet soda is bad, and spikes your sugar (or something like that), and that if I just make this one change, I will absolutely lose weight. So, I am going to drink what little soda I have left in this apartment, and not buy anymore (at least for now). I'll see if this makes me lose weight. Also, she is lowering the dosage of my medication in a few months, so I'll have to eventually use a tablet cutter, which I hate, but there's nothing I can do about that.

I am fed up with Apple Music and Spotify, so I'm trying out Amazon Music Unlimited right now.
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Member Comments About This Blog Post
  • JANIEWWJD
    I'm so sorry you new credit card was stolen, but I'm glad everything turned out OK. emoticon
    48 days ago
  • SUNNYCALIGIRL
    I have had a calorie-free natural fruit flavor carbonated water (cans) stored by the soda sold Target, if you really miss a carbonated beverage. The only thing is that carbonation makes me bloated and gives me gas, so I stopped buying it. I liked the raspberry and pineapple.
    49 days ago

    Comment edited on: 2/10/2020 11:44:42 PM
  • LITTLEWIND53
    I have had the credit card number theft happen a couple of times, It IS a violation and I felt sick about it for weeks, always wondering if something else was going to show up. But it was ok (for another couple of years) before it happened again. Sadly, that is the times we live in, and we must always be diligent in looking after our personal finances. Glad you got it resolved quickly.

    I always asked my employers to deduct an extra 10 or 20 dollars from my paychecks so I never had to worry about having to pay taxes. I don't know if you can do that in the U.S.
    51 days ago
  • 1CRAZYDOG
    Oh goodness. Sorry about your credit card. Glad you called and got it taken care of right away.

    You know, I tend to prefer used cars anyhow. As soon as you drive a new car off the lot it depreciates significantly. But anyhow, wish you luck w/the move and your car.


    51 days ago
  • LNIELSEN76
    A family member found he had been charged for someone else's trip to Paris $4,000!. So upsetting. After a 2 hour visit at his bank, he was told he would get his money back. Luckily he had used his card in his home town during the supposed trip.
    51 days ago
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