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Paycheck Blues

Saturday, December 02, 2017

Today, I got my second paycheck for my new job, and it is about $150 less than how much I got for my first paycheck. :( It's because my health insurance, life insurance, and retirement premiums have finally kicked in. I'm just so upset, because I thought my days of being poor were behind me. :( I'm wondering if maybe I made a mistake to sign up for private health insurance, as I currently have Medicare and Medicaid for free (because I'm disabled). The thing is that I don't know how much longer I can keep these free health insurances since I'm working now; I enrolled in private health insurance just in case my free health insurances expire. Anyway, unfortunately I don't think I can give my parents $500 in cash for Christmas this year after all anymore. :( Also, my sister's baby shower is coming up in a few months, and I was also planning on giving her $500 in cash, but now I don't think I can do that as well. :( In addition, it looks like I won't be able to get my own place anytime soon. :(

That said, I'm SO GLAD IT'S THE WEEKEND!!! :D I was so exhausted from work this week. Yesterday after work, I went Christmas shopping to get a second round of Christmas gifts for my immediate family, and it was fun! :) I have an Excel spreadsheet with all my Christmas expenses, and so far, I have spent about $200, so I'm not sure if I'm going to be purchasing any other gifts.

Work has been stressful, but it's getting easier. :)
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Member Comments About This Blog Post
    While giving a big gift is nice, as a parent and a sister, it isn't necessary. They are much happier having someone with such a big heart in their lives.

    On the insurance, if you still have the other programs, see if you can cancel it. There is a federal law (COBRA) that if insurance you have outside your employer ends, they have to let you enroll immediately, even if it isn't their enrollment period.
    794 days ago
    Yup, health insurance takes a big chunk out of everybody's paycheck. Such is life.
    You'll be able to get your own place when the time is right. Hang in there. In the meantime, save your money. You don't owe anybody such huge monetary gifts. Best wishes.
    810 days ago
  • LINDA!
    It is not easy to get by with the expenses of insurance, etc. As a mother, I will tell you that I would not want my child to give me something expensive for Christmas if it would "hurt" them monetarily. Please give what you can afford. You have a big heart.
    813 days ago
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