Group photo
Author:
KEPETT Posts: 302
6/1/10 11:23 P

My SparkPage
Reply
making progress baby steps but still making them

KRYSTALKINS's Photo KRYSTALKINS Posts: 10
5/15/10 12:36 P

My SparkPage
Send Private Message
Reply
@LAWLI56

I had that same experience. When I was in my late teens I had several credit cards and am still paying for the lack of responsibility today.

I recommend not opening any more than you really need, to say, build credit or have credit available for an emergency. And ALWAYS pay off your credit cards in full every month.

It's hard to go through that, but luckily your family members have a good source of support and can learn from your experiences and advice as well!

Edited by: KRYSTALKINS at: 5/15/2010 (12:37)
 current weight: 136.0 
136
133.25
130.5
127.75
125
COTTRELL11's Photo COTTRELL11 Posts: 1,552
5/14/10 7:44 P

My SparkPage
Send Private Message
Reply
emoticon
I have a CC for recent automobile repairs. Three more months on that. emoticon

Never, never, never, never give up..


 current weight: 214.0 
214
210.25
206.5
202.75
199
LINDY36's Photo LINDY36 Posts: 4,721
2/9/10 12:41 P

My SparkPage
Send Private Message
Reply
I have only one credit card and I will pay off when I get my tax refund

 current weight: 168.8 
174
170.5
167
163.5
160
LAWLI56's Photo LAWLI56 Posts: 1,579
2/7/10 6:14 P

My SparkPage
Send Private Message
Reply
Congratulations.

I only have one CC which I pay off every month when I use it.

Back in my early 20s I had four and got in a real financial mess. It took me several years to sort it out, but it also taught me to live within my means and save for what I want.

Sadly some of my family still have to learn that lesson.

~*Cely* (UK)" Be mindful and stay in the present. The past can't be changed but the future depends on what you do today.."

SW: 396lbs Dec 2006
Gastric Bypass Jan 2009
Restart: 302lbs 25 Aug 2017
Short Term Goal: 230lbs
Final Goal: 175-180 lbs


 Pounds lost: 55.0 
0
15.5
31
46.5
62
MARYMAC45's Photo MARYMAC45 SparkPoints: (0)
Fitness Minutes: (36,961)
Posts: 3,193
2/7/10 12:24 P

My SparkPage
Send Private Message
Reply
We have paid off all of our cards. We pay with cash only. We shredded the cards except for 1 which we use to rent a car or make reservations when we get away. That we pay as soon as the bill comes in. It feel great to be debt free.

Two roads diverged in a wood, and I--
I took the one less traveled by,
And that has made all the difference

...Robert Frost


 current weight: 135.0 
163
156
149
142
135
LINDY36's Photo LINDY36 Posts: 4,721
2/7/10 12:53 A

My SparkPage
Send Private Message
Reply
The only cards that I ever used were Mervyns, and Gottchalks..Don't have those anymore...Which is a good thing

 current weight: 168.8 
174
170.5
167
163.5
160
SLCTALBOT435's Photo SLCTALBOT435 SparkPoints: (0)
Fitness Minutes: (1,102)
Posts: 55
2/6/10 6:27 P

My SparkPage
Send Private Message
Reply
I just mailed my final payments to Maurices and Old Navy to pay them have and they have already been shredded! Two down many more to go!

 current weight: 196.2 
230
207.5
185
162.5
140
CE-CE33's Photo CE-CE33 Posts: 781
2/6/10 11:18 A

My SparkPage
Send Private Message
Reply
It's not hard at all anymore. I have not used my CC in over a year. Also to help avoid the temptation of using the card, I don't go to that store. If I have to go to that store, I walk in, make my payment & walk out. It feels good.

All of my wants and needs are met because God is my source.


 current weight: 140.0 
160
152.5
145
137.5
130
LINDY36's Photo LINDY36 Posts: 4,721
2/5/10 12:48 A

My SparkPage
Send Private Message
Reply
It is hard anymore to get things paid off, I use mostly cash these days and that is it,if I don't have it then I don't need it

 current weight: 168.8 
174
170.5
167
163.5
160
SLCTALBOT435's Photo SLCTALBOT435 SparkPoints: (0)
Fitness Minutes: (1,102)
Posts: 55
2/4/10 7:22 P

My SparkPage
Send Private Message
Reply
That is awesome I can't wait to say that one day!

 current weight: 196.2 
230
207.5
185
162.5
140
JCORYCMA's Photo JCORYCMA SparkPoints: (17,244)
Fitness Minutes: (13,423)
Posts: 1,549
1/6/10 6:57 P

My SparkPage
Send Private Message
Reply
Awesome and inspiring!

Joanne



 current weight: 161.4 
203
186
169
152
135
LINDY36's Photo LINDY36 Posts: 4,721
1/6/10 12:42 A

My SparkPage
Send Private Message
Reply
Keep up the good work..

 current weight: 168.8 
174
170.5
167
163.5
160
BGGODDESS SparkPoints: (0)
Fitness Minutes: (4,639)
Posts: 405
1/5/10 7:52 P

My SparkPage
Send Private Message
Reply
That is so great. Keep up the good work.

If you always do what you always did then you will always get what you always got Anonymous

09/24/2016 - 377.0


 current weight: 357.6 
377
326
275
224
173
LINDY36's Photo LINDY36 Posts: 4,721
1/5/10 1:18 A

My SparkPage
Send Private Message
Reply
Congrats!!!

 current weight: 168.8 
174
170.5
167
163.5
160
CATHEITE's Photo CATHEITE Posts: 4,837
1/4/10 11:15 P

Send Private Message
Reply
Good for you, CE-CE33! emoticon

LALMEIDA Posts: 303,518
1/2/10 1:13 P

My SparkPage
Send Private Message
Reply
emoticon

 current weight: 134.5 
151
143.25
135.5
127.75
120
HEATHXO's Photo HEATHXO SparkPoints: (0)
Fitness Minutes: (6,254)
Posts: 502
1/2/10 12:42 P

My SparkPage
Send Private Message
Reply
that is great!!!! now you have this huge burden lifted from you and you should be so proud of yourself. way to go!!!! emoticon

emoticon Heather

 current weight: 130.0 
130
127.5
125
122.5
120
LINDY36's Photo LINDY36 Posts: 4,721
12/31/09 11:32 P

My SparkPage
Send Private Message
Reply
Well was debt free, but had some dental emergencies,,,Good thing that I had a card, or would have been in deep teeth problems


 current weight: 168.8 
174
170.5
167
163.5
160
CELTICMELODY's Photo CELTICMELODY Posts: 1,829
12/21/09 10:42 A

My SparkPage
Send Private Message
Reply
Woo HOO!!!



Definition of insanity: doing the same thing over and over expecting different results


 Pounds lost: 58.8 
0
17.5
35
52.5
70
SENIORMS SparkPoints: (0)
Fitness Minutes: (0)
Posts: 74
12/12/09 3:22 A

My SparkPage
Send Private Message
Reply
emoticon
That is just great news! I am hoping to do the same one day soon.

LINDY36's Photo LINDY36 Posts: 4,721
12/9/09 12:28 A

My SparkPage
Send Private Message
Reply
I'm with Suzie Orman,,,Cash is the way to go and if you don't have cash you don't need it...

 current weight: 168.8 
174
170.5
167
163.5
160
RMACBURN's Photo RMACBURN Posts: 561
12/8/09 1:12 P

My SparkPage
Send Private Message
Reply
Good for you! Congrats!!

9lb 1oz baby girl born September 2015. Restarting my journey to a fit body.


 current weight: 165.0 
212
197.75
183.5
169.25
155
LINDY36's Photo LINDY36 Posts: 4,721
12/8/09 1:03 A

My SparkPage
Send Private Message
Reply
Yes they sure do...Why is it any of their business anyways...

 current weight: 168.8 
174
170.5
167
163.5
160
GODSBEST's Photo GODSBEST SparkPoints: (90,088)
Fitness Minutes: (59,749)
Posts: 2,505
12/7/09 9:26 P

My SparkPage
Send Private Message
Reply
Banks are funny people -- they won't miss the interest, they'll just tack it on to someone else.
Congratulations !!


Psalms 34:7 - Delight your self in the Lord and he will give you the desires of your heart.

Before you ask God for Anything, remember to first thank him for Everything

Angie


 April Minutes: 0
0
45
90
135
180
LINDY36's Photo LINDY36 Posts: 4,721
12/7/09 8:56 P

My SparkPage
Send Private Message
Reply
Thanks...It does feel good and I am really happy to not have to pay any more interest...I was really amazed of what the bank said when I wanted to pay off the car...Why do you want to pay off your loan? Well ,,,ummm...let me see

 current weight: 168.8 
174
170.5
167
163.5
160
PURPLELABRADOR's Photo PURPLELABRADOR SparkPoints: (0)
Fitness Minutes: (32,908)
Posts: 1,225
12/7/09 5:48 P

My SparkPage
Send Private Message
Reply
That's a great accomplishment. Keep at it!

...the last full measure of devotion...

The will to win is nothing without the will to prepare.


 current weight: 210.8 
231
215.25
199.5
183.75
168
CARISSAAD's Photo CARISSAAD Posts: 121
12/6/09 5:34 P

My SparkPage
Send Private Message
Reply
Congratulations! I'm hoping to do that same thing at the end of this week. I'll still have two to go as well.

 current weight: 160.0 
170
163.75
157.5
151.25
145
CD2031822 Posts: 3,595
12/6/09 4:12 P

Send Private Message
Reply
congratulations!!! i am so happy for you!

LIVINHEALTHY9's Photo LIVINHEALTHY9 SparkPoints: (433,682)
Fitness Minutes: (216,056)
Posts: 20,126
12/5/09 7:20 P

Community Team Member

My SparkPage
Send Private Message
Reply
Yay for you! That's awesome!

Jackie
Northern Ky.


"No one is useless in this world who lightens the burdens of another."
-Charles Dickens (1812-1870)

"Most people don't change until the pain of staying the same is greater than the pain of changing."



 April Minutes: 199
0
28.5
57
85.5
114
ESMERM's Photo ESMERM Posts: 6,474
12/5/09 12:14 P

My SparkPage
Send Private Message
Reply
emoticon

Esmer

Co-leader of the X-Files Team & the Cat Lovers team

My Spark Jar $0

I am the literary equivalent of a Big Mac and Fries.
Stephen King


 current weight: 182.5 
236
222.625
209.25
195.875
182.5
CD4388863 Posts: 623
12/5/09 8:47 A

Send Private Message
Reply
Woooo Hooooo, Way to Go! You must feel terrific, and well you should!

LINDY36's Photo LINDY36 Posts: 4,721
12/5/09 3:24 A

My SparkPage
Send Private Message
Reply
I just paid off my car, and my house...What a relief.I did have my CC paid off but the dental bills came out of the blue..Tooth aches needed to be addressed and didn't have insurance...

 current weight: 168.8 
174
170.5
167
163.5
160
CE-CE33's Photo CE-CE33 Posts: 781
12/5/09 12:32 A

My SparkPage
Send Private Message
Reply
Thanks everyone. I just plan to put that payment on to the next CC so the monthly payment is doubled. Hey, I'm on a roll!!!

All of my wants and needs are met because God is my source.


 current weight: 140.0 
160
152.5
145
137.5
130
CCNEWFADOR's Photo CCNEWFADOR Posts: 672
12/4/09 9:54 P

My SparkPage
Send Private Message
Reply
You should be very proud of yourself !!!!!!!!!!

Congratulations and may the rest of your debt disappear at a fast pace.

 current weight: 277.0 
330
285
240
195
150
BRATS4's Photo BRATS4 Posts: 9,169
12/4/09 9:08 P

My SparkPage
Send Private Message
Reply
emoticon

 current weight: 135.0 
160
145
130
115
100
VALI_T's Photo VALI_T SparkPoints: (109,222)
Fitness Minutes: (110)
Posts: 13,476
12/4/09 8:45 P

My SparkPage
Send Private Message
Reply
Hooray for you!! emoticon emoticon emoticon When I paid off the last of my credit cards it was just about the best feeling I'd ever had.

There was much rejoicing!


 current weight: 216.0 
230
210
190
170
150
MISSYA72's Photo MISSYA72 Posts: 6,659
12/4/09 12:57 P

My SparkPage
Send Private Message
Reply
Yea!!!

Missy

Goal:

5/1/2014 - Be down 10 pounds

I may not have gone where I intended to go, but I think I have ended where I needed to be.........Douglas Adams

What is life.......but to dream and do...


 current weight: 192.4 
204
190.5
177
163.5
150
ILLINITEACHER52 Posts: 7,258
12/4/09 12:40 P

My SparkPage
Send Private Message
Reply
emoticon That's the way to get that snowball rolling!

 current weight: 158.0 
171
163.25
155.5
147.75
140
RIPPEDPAUL1's Photo RIPPEDPAUL1 SparkPoints: (198,786)
Fitness Minutes: (204,280)
Posts: 4,637
12/4/09 10:42 A

My SparkPage
Send Private Message
Reply
Congratulations!!!!!!

4 Noble Truths

1. Suffering is a part of life
2. Suffering is caused by our attachments and avoidances.
3. Suffering can be ended.
4. Freedom from suffering is possible by following the Eightfold path.

Bigotry disguised as morality is still bigotry just as an outhouse with
marble columns is still an outhouse.
--D. A. Ridgely

co-leader of the following teams:
Bears, growling the pounds away, PHILADELPHIA IS ON THE MOVE,
Living Life on a Shoes


 Pounds lost: 30.5 
0
20.5
41
61.5
82
ZELLAZM's Photo ZELLAZM Posts: 12,838
12/4/09 10:24 A

Community Team Member

My SparkPage
Send Private Message
Reply
Congrats! Now you can throw that monthly payment at other debts - or into savings - or into Christmas giving?

Michelle

GMT +1

"I praise you because I am fearfully and wonderfully made, your works are wonderful, I know that full well." Psalm 139:14

Go, Firecrackers!




 current weight: 155.0 
163
154.75
146.5
138.25
130
AUTUMNWINDZ's Photo AUTUMNWINDZ SparkPoints: (0)
Fitness Minutes: (4,515)
Posts: 1,739
12/4/09 10:18 A

My SparkPage
Send Private Message
Reply
Congrats!!



History makes one shudder and laugh by turns. - Horace Walpole, 1786

Genealogy - Losing the Past
teams.sparkpeople.com/lostpast


 Pounds lost: 28.9 
0
24.5
49
73.5
98
CE-CE33's Photo CE-CE33 Posts: 781
12/4/09 9:59 A

My SparkPage
Send Private Message
Reply
I'm so excited. I have reached a goal!!! Today I am making my final payment on a credit card!! emoticon
It feels so good to have paid that off. One down, two to go!!!

All of my wants and needs are met because God is my source.


 current weight: 140.0 
160
152.5
145
137.5
130
Page: 1 of (1)  

Report Innappropriate Post

Other SparkGuy's Savings Jar Club General Team Discussion Forum Posts

Topics:
Last Post:



Thread URL: https://sparkpittsburgh.sparkpeople.com/myspark/team_messageboard_thread.asp?board=0x178x30133530

Review our Community Guidelines